228 loan - An Overview
228 loan - An Overview
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A large financial institution must accumulate and manage in electronic form, as prescribed from the Board, until finally the completion from the bank's following CRA assessment by which the info are evaluated, the subsequent data for each modest enterprise loan or compact farm loan originated or procured via the lender over the evaluation interval:
The financial institution have to incorporate the penned notices in the public file in a few business times after obtaining notification from your FFIEC of The supply with the disclosure statements.
If a military lender delineates the entire United States and its territories as its sole facility-based mostly evaluation spot pursuant to § 228.16(d), the Board evaluates the financial institution solely at the institution stage depending on its overall performance in its sole facility-based assessment place.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(two) A nonmetropolitan Center-profits census tract is selected as underserved if it satisfies the criteria for population dimension, density, and dispersion that reveal the realm's populace is sufficiently tiny, skinny, and distant from a population Centre which the census tract is probably going to own problem funding the mounted charges of meeting crucial community requirements.
The Board takes advantage of the ability-primarily based evaluation places delineated by a bank in its evaluation of the financial institution's CRA efficiency unless the Board decides that the ability-primarily based evaluation areas will not adjust to the requirements of this portion.
네이버 아이디 또는 개인정보가 포함된 문자 사용은 피해주세요. 블로그 도움말에서 아이디 변경 유의사항을 확인해보세요. 나중에 할게요
(2) In case the contributors or buyers choose to allocate Neighborhood growth loans or Group improvement investments amid them selves for thing to consider underneath this part, no participant or Trader may well assert a loan origination, loan order, or investment decision for community growth thought if Yet another participant or investor claims the identical loan origination, loan purchase, or expense; and
In assigning Retail Lending Take a look at conclusions for the State pursuant to § 228.22(h), the Board would not look read more at a financial institution's routines to become in the Condition if These things to do happen inside of a retail lending assessment space consisting of counties in more than one Condition.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
(B) A financial institution other than a substantial lender might include things like a community advancement products and services component and accompanying annual measurable ambitions in its system.
(one) All prepared remarks obtained from the general public for the current calendar year (up-to-date on a quarterly foundation for your prior quarter by March 31, June thirty, September 30, and December 31) and every from the prior two calendar decades that specially relate for the lender's effectiveness in helping to meet up with Group credit score needs, and any response into the remarks by the financial institution, if neither the opinions nor the responses have statements that replicate adversely on The nice name or name of any folks apart from the financial institution or publication of which might violate specific provisions of legislation;
(i) Impedes its capacity to execute at a satisfactory amount beneath the strategy, which include economical constraints a result of major functions that effects the regional or national economic system; or
The Board evaluates a constrained reason bank's Local community development funding functionality within the nationwide region, pursuant to § 228.19, and assigns a summary with the institution based upon the Board's consideration of the next two factors: